#ChickChat Episode 66- Three Questions to Ask Before You Buy

So, how do you know if it is time to stop renting? I know a lot of my friends, a lot of people in their twenties, thirties and in their forties, are a little bit concerned about getting into the market right now. But here are three questions that you can ask yourself, and actually, I want you to DM me the answers so that we can come together and create a strategy on whether it is time to stop renting and purchase or not.

Question number one, do you have enough money saved for a down payment? Let me know how much you have saved and let's talk numbers and decide if you need to keep saving, or if you're good to go. And question number two, what is your credit score? The higher the credit score, the better it's going to help you in multiple things. It is really going to help you get the best mortgage rate possible. So we want to make sure that your interest, your credit score is perfect. And number three, do you plan on staying in the area for at least five years? If the answer is no, that does not mean that I want you to hold off on purchasing a home. Our strategy is just going to be a little bit different. So go ahead, DM me your answers to those three questions and I have a rent versus purchase guide for you that I will send your way.

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